The Home Seller’s Pre-Listing Checklist for Richmond Properties
Selling your home can feel like juggling too many things at once: cleaning, fixing, packing, and finding the right buyer. I get it, my friend. Most people don’t realize how much smoother the process becomes when you follow a Home Seller’s Pre-Listing Checklist. This guide will walk you through every step, from preparing your home […]
The Complete Guide to Buying Your First Home
Buying your first home is one of the biggest moments in your life. It’s exciting, a little scary, and full of decisions that can shape your future. I still remember helping my first client close on their home; the mix of pride, relief, and “did we really just do that?” on their face said it […]
Does Renters Insurance Cover Damage to Property?
When you’re renting a home or apartment, life can throw unexpected messes your way. Fires, leaks, or even your upstairs neighbor’s overflowing tub can all cause serious damage. However, here’s the thing: just because something is damaged doesn’t mean it’s automatically covered. If you’ve ever wondered whether renters insurance has your back when your stuff […]
Do You Have to Pay Interest on Back Property Taxes? Here’s What You Need to Know
Falling behind on property taxes can feel overwhelming. I’ve seen so many friends and clients struggle with it. What makes it worse is not knowing exactly what happens when you miss a payment. Will they just send reminders? Or does the amount you owe start growing quietly in the background? Let’s clear that up right […]
Are Conventional Loans Less Strict on Property Type?
Buying a home is already a big decision, but figuring out which loan works best can make it even more confusing. If you’ve been wondering whether a conventional loan gives you more freedom with the type of property you choose, you’re not alone. Many buyers, especially first-timers, want to know if they can avoid some […]
What Assets Are Not Included in the Personal Property Inventory
When a loved one passes away, one of the first responsibilities of the executor is to prepare a personal property inventory. This step can feel confusing because not every asset is listed, and many families are surprised to learn that certain valuable items are left out. I’ve helped families through this process, and I can […]
Is Florida a Community Property State?
When you start thinking about marriage, divorce, or estate planning, one question that often comes up is how property is divided between spouses. Some states follow community property laws, while others use different systems. Understanding where Florida fits in can save you confusion later. Is Florida a Community Property State? Florida is not a community […]
Seasonal Home Maintenance Checklist for Richmond Homeowners (Richmond, VA)
Taking care of your home in Richmond isn’t just about pride of ownership; it’s about protecting your biggest investment against the local climate. Between our humid summers, stormy springs, heavy fall leaf drops, and chilly winters, Richmond homes go through a lot every year. A smart seasonal routine can save you money, prevent surprise repairs, […]
When Are Property Taxes Due?
Paying taxes isn’t anyone’s favorite task, but missing a deadline can turn a small bill into a big problem. I’ve seen friends scramble with late fees just because they didn’t know when their property taxes were due. So, let’s break this down in simple terms, so you never miss a due date again. When Are […]
Are Property Taxes Deductible? A Clear Guide to What You Can Claim on Your Taxes
Let’s be honest, tax season can feel like a mess of forms, numbers, and small print. I’ve seen so many people miss out on legal deductions just because they didn’t know what counted. One of the biggest questions I hear is about property taxes and whether you can actually deduct them from your income taxes. […]